Insurance on your property and recording a clear property of record to the owner is what is called and Owners Title Insurance Policy.

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An Owner's Title Insurance Policy protects your investment (equity) as the buyer or owner of the property. As the owner, you should want to have the same assurance as the lender that the investment you have made cannot be lost because of a problem or defect with the title.

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The title policy guarantees that at the date the deed was filed for record placing title in the name of the insured, the title was free of defects apart from those "excepted to" in the policy. The policy does not guarantee an actual amount of land. It guarantees that there are no buildings or other improvements belonging to someone else located on the insured land when an acceptable survey is furnished to the title company.

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Purchasing a home from someone independent or a builder/contractor can mean they have had to add financing, deed property interest to other parties, and much more. The owners Policy protects you from those items and makes sure you have clear title to the property you are purchasing. 

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We work with many Real Estate partners who rely on us to make sure we do our part to ensure a smooth transaction and help with any solutions they may require.